Composite Interest Rate: End of March 2025

Source: Hong Kong Government special administrative region

Composite Interest Rate: End of March 2025 
The Hong Kong Monetary Authority (HKMA) announced today (April 17) the composite interest rate at the end of March 2025 (Note 1). 
 
The composite interest rate, which is a measure of the average cost of funds of banks, decreased by 2 basis points to 2.07 per cent at the end of March 2025, from 2.09 per cent at the end of February 2025 (see Chart 1 in the Annex). The decrease in composite interest rate reflected the decreases in the weighted funding cost for deposits during the month (see Chart 2 in the Annex) (Note 2).
 
The historical data of the composite interest rate from the end of the fourth quarter of 2003 to the end of March 2025 are available in the Monthly Statistical Bulletin on the HKMA website (www.hkma.gov.hkIssued at HKT 16:30

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