Credit card lending survey results for second quarter 2025

Source: Hong Kong Government special administrative region – 4

The following is issued on behalf of the Hong Kong Monetary Authority:

The Hong Kong Monetary Authority published today (August 15) the credit card lending survey results for the second quarter of 2025.

Total card receivables decreased by 2.5 per cent in the second quarter to HK$149.0 billion at end-June 2025, as compared to a decrease of 5.8 per cent in the previous quarter.
 
The combined delinquent and rescheduled ratio was 0.45 per cent at end-June 2025, compared with 0.42 per cent at the previous quarter-end. The quarterly charge-off ratio was 0.64 per cent, compared with 0.61 per cent in the previous quarter and remained at a low level.