Source: Hong Kong Government special administrative region
Residential Mortgage Survey Results for July 2025
The number of mortgage applications in July increased month-on-month by 4.9 per cent to 9 005.
Mortgage loans approved in July increased by 11.2 per cent compared with June to HK$30.6 billion. Among these, mortgage loans financing primary market transactions increased by 16.4 per cent to HK$10.8 billion and those financing secondary market transactions increased by 10.5 per cent to HK$16.6 billion. Mortgage loans for refinancing decreased by 0.2 per cent to HK$3.2 billion.
Mortgage loans drawn down during July increased by 3 per cent compared with June to HK$18.2 billion.
The ratio of new mortgage loans priced with reference to HIBOR increased from 94.7 per cent in June to 95.7 per cent in July. The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.7 per cent in June to 1.2 per cent in July.
The outstanding value of mortgage loans increased month-on-month by 0.1 per cent to HK$1,887.3 billion at end-July.
The mortgage delinquency ratio stood at a low level of 0.13 per cent and the rescheduled loan ratio was unchanged at nearly 0 per cent.
Issued at HKT 16:30
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