Source: Hong Kong Government special administrative region
Residential Mortgage Survey Results for September 2026
The number of mortgage applications in September decreased month-on-month by 10.5 per cent to 7 560.
Mortgage loans approved in September decreased by 1.1 per cent compared with August to HK$31.8 billion. Among these, mortgage loans financing primary market transactions decreased by 6.8 per cent to HK$8.5 billion and those financing secondary market transactions decreased by 5.7 per cent to HK$14.4 billion. Mortgage loans for refinancing increased by 14.6 per cent to HK$8.9 billion.
Mortgage loans drawn down during September decreased by 22.8 per cent compared with August to HK$25.3 billion.
The ratio of new mortgage loans priced with reference to HIBOR decreased from 57 per cent in August to 52.7 per cent in September. The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.9 per cent in August to 1.3 per cent in September.
The outstanding value of mortgage loans increased month-on-month by 0.2 per cent to HK$1,980.3 billion at end-September.
The mortgage delinquency ratio stood at a low level of 0.11 per cent and the rescheduled loan ratio was unchanged at nearly 0 per cent.
Issued at HKT 16:30
NNNN